In this issue:
Good News | Product Highlight | Brainpower | Finances | Security | Health/Fitness |
Factoid | Thought 4 the Day
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1. Good News
Item 1. 1.4 million job opportunities abound for those qualified to
fill those jobs. Read the full story here:
Item 2. Research indicates there is a maximum level of stupidity that
can be maintained in a population. Several studies show stupidity is, at a
certain point, self-eliminating or self-correcting. Stupid people have a higher
rate of incident fatality and chronic disease, for example. The higher the level
of stupidity in an individual, the higher the risk of a premature death. While
the percentage of stupidity-inflicted people continues to grow, a corrective
factor is people can become only so stupid before it's terminal. That means a
lower overall stupidity level than there otherwise would be. And that's good
The next time you see someone texting while driving, you can comfort yourself
with the knowledge that terminal stupidity will remove the texting fool from the
human population long before his/her normal expiration date.
2. Product Highlight
Spanish Voice Translator and Hidden Camera USB Charger Bundle
Secure your home, office, or hotel room discreetly. Just plug this USB
charger into a receptacle and the hidden camera will catch any intruder.
When you're traveling, this translator allows you to communicate voice to
voice (no connection needed) and this hidden camera /USB charger keeps an eye on
your devices while charging them. Just plug it into your travel converter (if
overseas) and you have an instant surveillance camera.
When you're back home, you can use this hidden camera charger in any standard
outlet at home or in the office. Just pull the SD card to view the footage
(micro SD card reader included in package). Motion detection avoids wasted
recording and wasted time viewing recordings. No WiFi needed, just plug it in
and let it watch the area you want to protect (90 degree viewing angle).
- Speak into 900 Pro and it translates from English to Spanish or
- No external connection needed, use it anywhere.
- Hi-resolution camera is great for Skype and allows you to use the Photo
Translator app (both functions require a WiFi connection).
- Runs on Android OS, so you can load hundreds of apps from the Google
- No SIM needed, just use WiFi to connect to the outside world.
- The functional USB charger contains a 1080P full HD camera with motion
- Does not require WiFi to provide surveillance.
- 90 degree viewing angle.
- No complicated installation or set-up with the charger, just plug it in.
- Video is safely stored on SD card (up to 32GB).
- A 16GB card and Micro SD card reader are included with system.
Buy yours now.
Mindconnection, LLC is an Authorized Ectaco Dealer. And we have
been, since 1998.
3. Brainpower tip
People waste a lot of brainpower (and you have only so much to work with,
there's an opportunity cost factor here) dealing with problems rather than
investing brainpower to prevent them.|
When a problem develops, a good practice
is to ask yourself, "Is there any way I could have contributed to this problem
or prevented it?"
While anybody can be laid off through no fault of their own, let's look at
the layoff problem through this lens.
- Like 70% of Americans, Andy hates his job and is disengaged at work. He
has a knack for playing work avoidance games. When Andy gets laid off, he
blames the company for being cold and ruthless.
- Like 70% of Americans, Bob hates his job and is disengaged at work. He
does what he is asked to do, so when Bob gets laid off he does not
- Connie likes her job and has a positive attitude. When asked to do
something, she does it with a smile. Her bosses like her, but there is no
compelling reason to keep her off the layoff list.
- David does not feel he has a "job." Charlie is passionate about what he
does and sees himself as a solution-bringer. He is often looking for ways to
innovate, and he has a record of both saving the company money and
increasing its revenue. He's been laid off three times, and each time he's
analyzed the company's circumstances and helped the next employer prevent
- Erin is like David, except she keeps a close eye on what's going on
inside and around the company. As a problem emerges, she waltzes into the
appropriate senior executive's office, closes the door, and reveals what
she's found. She tosses out a couple of "exploratory" ideas and asks for
mentoring so she can solve this problem for the company. But when she sees
the problem is too much of a threat, she simply contacts someone in her
massive, well-cultivated network about their problems (which she's also
aware of) and after some discussion accepts their offer to come onboard.
Look these over again and see what lessons you can draw. There's a natural
progression as you go from 1 to 5.
- Andy isn't self-motivated and blames circumstances or others even though
he doesn't do what is asked of him.
- Bob does what is asked of him, but the problem is someone has to ask.
- Connie's like Bob, but she is more pleasant to be around.
- David solves the problems he sees in front of him and those he can see
in the rear-view mirror.
- Erin is like David, but she also is looking at emerging trends rather
than waiting for a problem to manifest. She also has a Plan B rather than to
stay flailing away in a losing battle.
4. Finance tip
Have you heard of Tax Increment Financing? The acronym for this is TIF.|
accurate rendering of the acronym is Theft Increment Financing.
That's because, except in very rare cases, TIF is used to take wealth from
citizens without their permission (an act called "stealing") and transfer it to
some private entity such as a developer or retail business or to spend it on a
crazy project that has poor (at best) economic justification.
City and county officials who use TIF claim it induces economic growth, but
the reality is TIF usually has the opposite effect.
Here's something to think about. If a city or county has to bribe a business
with large sums via TIF, then whatever that business brings isn't worth the
cost. If it were, the TIF would not be necessary.
TIF is proof that TIF is bad
The very fact that TIF is needed to close the deal shows it's a rotten deal
for the city or county that is doling out the money. Instead of growing the
local economy, a TIF-induced business or project weakens it. It weakens the
local economy by diverting resources (taxpayer money) from productive use to
unproductive use. Unproductive means that, rather than contribute to economic
growth, it's an economic drag.
To make wise spending decisions, you must always weigh the opportunity costs.
Let's say you personally received $5,000 as a tax-free gift. Or maybe you worked
for it. It doesn't matter where the money comes from, it's now your money. You
found a mutual fund that has returned an average of 12% a year over the past 20
years. But instead of investing the full $5,000 in that mutual fund, you decide
to pay that money to Joe Blow and follow his pie in the sky dream of an easy
money business. A business he pitched to over a dozen loan officers, who all
turned him down. Was this a smart way to use that money? Once you spent it on
Joe, it's gone forever and you can't invest it in that mutual fund.
If a business idea is good, then the business can secure financing without
TIF. When a developer comes to a community hat in hand, the only rational answer
to that developer is a resounding no
What happens with TIF
What happens repeatedly across the country is a Business X takes TIF in the
form of huge tax breaks. These must be made up for by other businesses and by
individuals through either increased taxes or reduced services. Business X
usually must meet some condition such as providing X number of jobs (even if
those jobs don't provide a living wage, as in the case of big box retailers like
Wal-Mart and Ikea), or stay in a given location for X years (usually one or
So Business X:
- Provides X number of jobs and the city leaders pat themselves on the
back. Business X can afford to do this because the local taxpayers are the
ones actually paying those low wages. After the promise is met, Business X
begins scaling back through attrition and most of those jobs disappear.
- Stays in that location for one or two years as required, easily done
because the TIF money gives them free rent plus plenty left over. As the
time limit approaches, Business X seeks TIF in some other unfortunate
community and then moves there for free rent once they've met their
obligation to the existing victim community.
In one small city, a car dealership company accepted TIF and $2 million in
cash to put a dealership in that city for two years. They said they'd need two
years to get really established, so zero city taxes for two years, and after
that the City would "clean up" in sales taxes on all those cars. The problem is
that when the two years expired, the dealership closed and took its scam to
another city run by equally clueless people.
Good companies don't need TIF
Not every company tries to rob the communities it does business in. Consider
Amazon's recent search for a new HQ-2. Even though some cities offered lucrative
TIF packages to land Amazon, the company did not take the bait. This is the same
company that has established a company-wide minimum wage of $15/hr and is
providing free job training to the 750,000 or so workers whose jobs at Amazon
are being replaced by robots.
Rather than toss these people out or play TIF games, Amazon is providing
these people with training in higher wage jobs and not even requiring them to
pay off the training by staying at Amazon. If they can find a better job
elsewhere, Amazon won't stand in their way despite not recouping its investment
in them. Now THAT is a company a community should invite rather than one that is
just out to rob them using TIF.
Companies aren't the only robbers
It's not just companies that rob communities using TIF. Smaller cities have
the problem of being a "resume bullet point gig" for various types of city
employees such as city administrators. These folks want to climb the civic pay
ladder, and one way they do that is by racking up projects in a series of
short-term gigs. They can then say, "Managed budget of X to establish Y in
Community Z" and it all sounds so impressive. The city whose job they are trying
to fill rarely, if ever, looks at the damage done by those projects. Even if
they inquire, the people they would ask are playing the same game and aren't
about to come clean about it. Even in a small city, the City Administrator
typically makes more than three times the mean wage in the USA. And unlike small
business owners, this person gets lavish benefits, weekends off, paid holidays,
and paid vacations. You can see the motivation, there.
In the typical small city, there's a City Council that is supposed to
represent the citizens. And most citizens mistakenly believe that is what their
City Council is doing. The reality is there's a City Council Camp that most
small cities send their City Council members to. These people come back after
two weeks (of paid vacation) in which they have been brainwashed into believing
their job is to spend money and to provide some kind of legacy. When their
relatives visit from out of town, they drive them around and point to their many
"accomplishments". There is no incentive to manage tax dollars wisely. There is
massive incentive to burn the money.
The real costs of TIF
When the city or county engages in enough waste and fraud to get the city or
county into financial trouble, what happens next? In counties with property
taxes, the solution is simple: the drive-by tax hike. This is where the City has
"appraisers" dream up increased "values" of deteriorating houses so that the
same mill rate results in a much higher property tax bill.
Remember what we said about opportunity costs? A city that has used TIF too
much (and it doesn't take much to get to "too much") now lacks funds for the
things that its residents actually need. And the residents, now paying higher
taxes, have less money for maintaining their property, much less improving it.
Homes and yards degrade, a situation which always results in higher crime. It's
downhill from there, sometimes on a slow decent, sometimes in a free-fall.
Stop the stealing
If your city or county is using Theft Induced Financing, it's in your best
interests to organize your neighbors to stop them. Keep in mind these facts
- TIF replaces good investment with bad.
- TIF almost invariably reduces the economic health of a community.
- TIF steals from honest working people.
- If lending institutions won't back a project, that's because it's not
financially sound. TIF won't magically change that.
5. Security tip
6. Health tip/Fitness tips
Photo taken about one week before 40th High School Class Reunion.
Note that the information provided here will likely conflict with the "fad
of the moment" and other unsustainable, unproductive ways of looking at
health and fitness.
Article appears below.
my climbing videos here:
Eight-time Mr. Olympia Lee Haney said more than once that you can't gain
muscle and lose fat at the same time. Is he right?|
I respect Mr. Haney as
a person, and his bodybuilding record speaks for itself. The key here is
context. Mr. Haney wasn't talking about a regular person who wants to be
healthier and better-looking. He was talking about people who already train
and want to either get bigger or get cut for a show. So he's right in one
context, but not in the context that applies to most people.
Bill Phillips issued for Body for Life Challenge in the 1990s, and over
one million people gained muscle and lost fat to complete the challenge.
Their photos and stories show clearly that they lost fat and gained muscle.
Consider the typical American on the typical American diet. This diet
retards muscular growth while increasing body fat. Simply changing from that
diet to a healthy one will result in a loss of fat and a gain in muscle,
even with only light exercise.
But suppose you are an athlete who trains regularly and your body fat is
around 8%. You want to increase muscle mass and lose fat. How can you do
this? You can't do it by reducing your caloric intake to "show preparation"
levels. You just have to change something. What exactly that something would
be depends on what you're doing now and how quickly you want to get to your
Here are some ideas to mix and match:
- Pick one day a week to eat half-sized meals. Eat normally on all
other days. This will cause a big calorie deficit, but not long enough
to trigger the starvation response.
- Pick one meal to eat half-sized for every other day. This will cause
a small calorie deficit.
- If you eat meat, eliminate it from one meal every other day.
- If you eat wheat, eliminate it entirely.
- If you consume "energy drinks," stop doing that. These overload your
adrenal system and some modify your endocrine system.
- If you consume protein drinks, closely examine what you are doing.
If those are whey, that means they are made from contaminated milk. Also
look at how many extra calories you are getting. Consider replacing with
an amino complex.
- Add a variation of HIIT to your regular weight training. After
completing a set, immediately grab a much lower weight and do half-speed
reps until failure.
- Add a variation of HIIT to your regular weight training. Before your
first "normal" set, do one high volume set with a lower weight; you'll
get the intensity as you start to fail. Push through those last few
- If you do traditional cardio, stop entirely. It retards muscle
growth and trains your body to conserve fuel (store fat).
- If you use an alarm clock to tell you when to wake up, you are
sleep-deprived. Sleep deprivation retards muscle growth. Go to bed 10
minutes earlier every night until you can wake up on time without the
www.supplecity.com, you'll find plenty of informative, authoritative
articles on maintaining a lean, strong physique. It has nothing to
do with long workouts or impossible to maintain diets. In fact:|
- The best workouts are short and intense.
- A good diet contains far more flavors and satisfaction
than the typical American diet.
The primary cause of colon cancer is entirely within your control. If you eat
foods that come in labeled packages, read the label and if it says "hydrogenated
oil" do not buy that package. Most breads, pies, and other baked goods contain
this colon cancer causing poison. That big can of Crisco Oil on the grocery
shelf is a DIY home poisoning kit; if you have this product in your home, toss
all of it in the garbage and dispose of anything you may have made with it.|
8. Thought for the Day
Focusing on the unimportant is how you achieve mediocrity. Guess what you need
to focus on to achieve excellence?
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The views expressed in this e-newsletter are generally not shared by criminals, zombies, or brainwashed individuals.
Except where noted, this e-newsletter is entirely the work of Mark Lamendola. Anything presented as fact can be independently verified. Often, sources are given; but where not given, they are readily available to anyone who makes the effort.
Mark provides information from either research or his own areas of established expertise. Sometimes, what appears to be a personal opinion is the only possibility when applying sound logic--reason it out before judging! (That said, some personal opinions do appear on occasion).
The purpose of this publication is to inform and empower its readers (and save you money!).
Personal note from Mark: I value each and every one of you, and I hope that shows in the diligent effort I put into writing this e-newsletter. Thank you for being a faithful reader.
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