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Mindconnection eNL, 2008-07-06

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In this issue:
Product Highlight | Brainpower | Finances | Security | Health/Fitness | Miscellany | Thought for the Day

 

1. Product Highlight

End wrist pain
Many people suffer from wrist pain. Perhaps you are among the sufferers. If so, this course is exactly what you need.

This course was originally a short course on carpal tunnel syndrome and a primer for carpal tunnel surgery. Newly revised and over 100 pages long, it now completely addresses the issue of wrist pain and contains information that, if followed, will likely prevent the need for surgery at all. That surgery, in case you don't know, involves severing a tendon. Hardly a cure.

Beating Carpal Tunnel Syndrome
http://www.mindconnection.com/product/CRS-BEATCTS.html
End the suffering. This course shows you how.


2. Brainpower tip

Several subscribers have written thanking me for various tips on keeping them from being engulfed by the stupidity epidemic. I'm not a PhD doing research for a stupidity cure, but I do come across quite a few helpful items.

One such item is the book Distracted, which I reviewed here:

http://www.mindconnection.com/books/distracted.htm

3. Finance tip

The price of gasoline seems to be on everyone's mind. The "mudstream media" have really been making noise about it. But consider these facts:
  • Gasoline is no more expensive to day than it was a decade ago, if you adjust for inflation. We just had a huge price break for a long time.
  • Milk is about the same price.
  • Bottled water costs more.

Still, there is something about a $50 tankup that makes you adjust your thinking if you haven't already done so. Those of us who don't buy gasoline every month (right--there are months when I don't buy it at all, because I use so little) are complaining far less than the SUV owners and long commuters who previously thought nothing of wasting everyone's resources and jacking the price up.

We can't undo previous stupidity. The high prices are here to stay.

If your fueling costs have doubled, does this put you in the poorhouse? No. In fact, you now have a nice incentive to actually cut your fueling costs and it's a nice incentive for others to help. For example:

  • This is the perfect time to talk with your boss about telecommuting. If you work at the office 5 days a week and most of your time is spent hiding in a cubicle typing away, why can't you do that on Tuesdays and Thursdays?
  • Car pooling. Jim and Bob have turned you down when you've talked about it, before. Now maybe they'll listen.
  • Riding the bus. In most of America, this conveys a loss of status. Yet in big cities like New York and Chicago, it conveys nothing of the sort. Nor is it especially time-consuming. In fact, it's faster to zip around Manhattan on the subway than to crawl in surface traffic. If the bus is your thing, use the time to catch up on e-mail or just chill out.
  • Your spouse has been against selling your aging car and leasing or buying a new one. It runs fine, so why make car payments? Now is a good time to re-do the math.

Think about how you can adjust to the higher fueling costs without tightening your belt in ways unrelated to transportation. If you have had a typical American transportation mentality, you will have no problems cutting your spending to half of what it was a year ago--even with today's higher prices.

4. Security tip

This item came to me via Don Brennecke, who is a long-time subscriber. I've had the pleasure of many exchanges with Don, who is an all-round straight-up guy and a US Veteran. Thanks, Don.

Attorney's Advice

Read this and make a copy for your files in case you need to refer to it someday. Maybe we should all take some of his advice!

A corporate attorney sent the following out to the employees in his company.

1. The next time you order checks have only your initials (instead of first name and middle) and last name put on them.
If someone takes your check book, they will not know if you sign your checks with just your initials or your first name, but your bank will know how you sign your checks.

2. Do not sign the back of your credit cards. Instead, put 'PHOTO ID REQUIRED.'

3. When you are writing checks to pay on your credit card accounts, DO NOT put the complete account number on the 'For' line. Instead, just put the last four numbers. The credit card company knows the rest of the number, and anyone who might be handling your check as it passes through all the check processing channels won't have access to it.

4. Put your work phone # on your checks instead of your home phone. If you have a P.O. Box, use that instead of your home address. If you do not have a P.O. Box, use your work address. Never have your SS# printed on your checks.(DUH!) You can add it if it is necessary. But if you have it printed, anyone can get it.

5. Place the contents of your wallet on a photocopy machine. Do both sides of each license, credit card, etc. You will know what you had in your wallet and all of the account numbers and phone numbers to call and cancel. Keep the photocopy in a safe place. I also carry a photocopy of my passport when I travel either here or abroad. We've all heard horror stories about fraud that's committed on us in stealing a name, address, Social Security number, credit cards.

Unfortunately I, an attorney, have first hand knowledge because my wallet was stolen last month. Within a week, the thieve(s) ordered an expensive monthly cell phone package, applied for a VISA credit card, had a credit line approved to buy a Gateway computer, received a PIN number from DMV to change my driving record information online, and more. But here's some critical information to limit the damage in case this happens to you or someone you know:

1. We have been told we should cancel our credit cards immediately. But the key is having the toll free numbers
and your card numbers handy so you know whom to call. Keep those where you can find them.

2. File a police report immediately in the jurisdiction where your credit cards, etc., were stolen. This proves to credit providers you were diligent, and this is a first step toward an investigation (if there ever is one).

But here's what is perhaps most important of all: (I never thought to do this earlier.)

3. Call the 3 national credit reporting organizations immediately to place a fraud alert on your name and Social Security number. I had never heard of doing that until advised by a bank that called to tell me an application for credit
was made over the Internet in my name. The alert means any company that checks your credit knows your information was stolen, and they have to contact you by phone to authorize new credit.

By the time I was advised to do this, almost two weeks after the theft, all the damage had been done. There are records of all the credit checks initiated by the thieves' purchases, none of which I knew about before placing the alert. Since then, no additional damage has been done, and the thieves threw my wallet away. This weekend (someone turned it in.

It seems to have stopped them dead in their tracks.

Now, here are the numbers you always need to contact about your wallet, etc., has been stolen:

1.) Equifax: 1-800-525-6285

2.) Experian (formerly TRW): 1-888-397-3742

3) Trans Union: 1-800-680-7289

4.) Social Security Administration (fraud line): 1-800-269-0271
 

5. Health tip/Fitness tips

Most people have back pain. The human spine just about guarantees it. So, here you are with summer upon us and still trying to look good in summer clothes (or lack thereof) and that back pain sidelines you. Whatever are you going to do? Well, before that happens you should probably listen to this audio segment:

How To Train For Fat Loss While Managing Back Pain

It will also help you if you're already in this predicament.

6. Miscellany

  1. The first domain name ever registered was Symbolics.com. That was rather, er, symbolic.
     
  2. We don't run ads in our newsletter. We do get inquiries from advertisers, all the time. To keep this eNL coming, go to www.mindconnection.com and do your shopping from there (as appropriate).
     

  3. Please forward this eNL to others.

7. Thought for the Day

Don't be surprised when people misunderstand you, if you don't make the effort to be clear in what you say.

 

Wishing you the best,

Mark Lamendola
Mindconnection

Authorship

The views expressed in this e-newsletter are generally not shared by criminals, zombies, or brainwashed individuals.

Except where noted, this e-newsletter is entirely the work of Mark Lamendola. Anything presented as fact can be independently verified. Often, sources are given; but where not given, they are readily available to anyone who makes the effort.

Mark provides information from either research or his own areas of established expertise. Sometimes, what appears to be a personal opinion is the only possibility when applying sound logic--reason it out before judging! (That said, some personal opinions do appear on occasion).

The purpose of this publication is to inform and empower its readers (and save you money!).

Personal note from Mark: I value each and every one of you, and I hope that shows in the diligent effort I put into writing this e-newsletter. Thank you for being a faithful reader.

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