- Product highlight
- Brainpower tip
- Time tip
- Finance tip
- Security tip
- Health tip/Fitness tip
- Thought for the day
1. Product Highlights
Calcium: Ensure you have its benefits|
Your body can absorb very little calcium from bone
meal, oyster shell, or elemental calcium supplements. But, our
calcium supplement provides the right combination of ingredients so your body
can maximize calcium absorption. You need calcium for strong bones and teeth,
proper brain functioning, and fat loss.
Also, ask any cancer specialist about calcium and
cancer: this is a must-have!
Click the photo.|
2. Brainpower tip
Make a point of properly vetting information
sources. In this mini-article, I can't sufficiently address this topic. But
it's an extremely important one. Most of us form opinions based on bad
information from sources that are, at best, dubious. This leads to erroneous
conclusions, and subsequently to bad choices with negative implications.
Sometimes, very expensive negative implications.|
Below are questions to ask when vetting your
sources (you will find that the major search engines look for many of these
same things when establishing authoritativeness). Please note that you must
put the answer to each question into the composite profile you develop for
- Is there an agenda? For example, if the
tobacco industry releases a report showing "fact" X, you should suspect
their motivation has less to do with fact than with furthering their own
- What is the motivation for the source
that is providing this information? For example, someone selling X has a
vested interest in slanting the information about X into a positive
light. So, why is this source providing information on X?
- What are the credentials of this source?
Jim Bob Basement Blogger may write a piece that seems to justify your
suspicions on subject X. So, you automatically want to believe JB. But
what makes JB an authority on the subject? Do a little digging, and you
find JB doesn't know Jack Sh-- about the subject--he has no record of
formal study, hasn't published any peer-reviewed papers on it, and has
no recognition as an authority. He's just another blowhard wanting to be
seen as an expert.
- What are the credentials of this source
(part 2)? Dr. Evan Moore did his PhD thesis on the subject, is an
acknowledged researcher on the subject, works in the field pertinent to
that subject, has 20 years of experience, cites other authorities, has
been an expert witness on the subject, and so on.
- What are the credentials of this source
(part 3)? The health and fitness area is full of frauds. One of my
techniques is to look at who is living proof of knowing what they're
talking about and who is just a BS artist. This is why my photo is
- What are the credentials of this source
(part 4)? Does this person have endorsements from other experts? This is
a huge selling point for Google. In my own case, my
www.supplecity.com site has
articles from recognized authorities and those articles combine with my
own to form a cohesive, coherent whole.
- Are you allowing your own bias to lend
authority to the source? People have a strong habit of using only
information sources that support their own views. The choir wants to be
preached to. For example, liberals read newspapers while conservatives
tune them out. Newspapers are extremely left-wing. The bias is
- Does the source claim to have "secret"
information? You'll find this in many conspiracy theories. A big red
flag, here. If the information is "secret," it's probably false.
- A clarifying comment on conspiracy
theories: Quite often, this label is used to discredit a valid viewpoint
that just runs counter to what a government or other power player wants
you to think. Many so-called theories are not theory at all. But don't
assume the label conversely lends any authority to the claims being
made. Evaluate the claims on their own merits.
- s there a Chicken Little message, here?
A note of underlying danger and alarmism? This is a red flag, and it's
telling you to look more closely at confirming evidence from other
sources. Nearly all of the wrong information you will find is hinting at
some great evil being perpetrated by secret, but very powerful people.
That's your first tip that the information is probably false.
- How does the information compare to what
you already know? For example, we can look at the Periodic Table of
Elements and see where fluorine is. Flourine is highly toxic and highly
reactive. Yet, it's added to our drinking water. This "what we already
know" lends credibility to the "conspiracy theory" that fluoride in our
water is not a smart idea. What other information can you find on this
- How does the information compare to
common sense? For example, we have all heard countless anecdotes (an
anecdote is, by definition, a personal account of an event) about space
aliens. Have you noticed that these invariably involve kidnapping and
anal probing? Now, let's apply common sense here--from the aliens' point
of view. You're going to go through the huge expense and effort of
traveling to another planet. Once there, you keep yourself hidden from
anyone who could provide a meaningful cultural exchange. Instead, you go
sneaking around sticking things up people's butts. Unless your entire
planet is occupied by IRS workers, this simply makes no sense.
These questions address just a few of the
techniques for vetting information sources. There are several thick books on
the subject. If you have a degree in philosophy or history, you have read
several of them. Many of these are timeless classics.
Here are a few more contemporary tomes:
3. Time Tip
Most of us budget our money, but not our time.
But simply budgeting your time is not enough. After all, the U.S.
CONgress has a budget--and look at how they've managed to spend the USA
into a $9 trillion hole.|
how incompetent they are, despite "earning" 5 times as much as their
average constituent. It also shows that CONgress does not represent the
people who allegedly put them in office at voting time (if you vote for
an incumbent, you are probably making a huge mistake).
Those of us living in the USA are paying
an enormous tuition for lessons in stupidity. Let's not throw that away.
We can apply a few lessons here to time
management. If we take some pages from CONgress' own playbook, invert
the entries from "what not to do," and modify them for time management,
we get some very good advice:
- Figure out what it is you really
want to do. You can't do everything or please everyone. So, identify
what is your purpose in being. Make everything else support that.
- Determine your resources. Each day
has 24 hours (my apologies to astronomers for the lack of precision,
there). The typical person needs about a third of them for sleeping
(some people need a little less, some a little more--and most of us
don't get nearly enough). You cannot get water from a dry well. Once
you use up your time, it's gone.
- Ignore the shrill voices. There is
no law requiring you to answer the phone just because it rings.
There is no law requiring you to stop what you're doing just because
someone or something distracts you. You do not have to please those
who insist on monopolizing or wasting your time.
- Stick to your principles. Stay true
to who you are and the principles you hold. This doesn't mean you
can't change your views, opinions, tastes, habits, and so on. But it
does mean you should not attempt to change the stripes of the tiger.
Surely, you've come to realize your momma didn't raise no fool. You
know right from wrong. Let this guide you.
- Don't spend what you don't have.
This is a key to time management. Many times, people will spend
sleep time, putting them into a counter-productive sleep debt
situation. And this debt can actually have a foreclosure--we know
this from reams of evidence. For example, there's a spike of traffic
deaths and industrial accidents for three weeks following the clock
change imposed on us by Daylight Wasting Time. That same foreclosure
can happen at any point in the year.
- Don't spend what you don't have
(part 2). It's easy to over-commit. The standard response to this is
to still try to do everything--and, consequently, do many things
poorly. It is far more ethical and productive to back out of a
commitment. Simply come clean and say, "I need to resign from this
committee. I want to do that, rather than hold the office and do a
lousy job. I'm just over-extended."
- Don't spend what you don't have
(part 3). When our schedules are too full, it's tempting to shove
our responsibilities off on other people. In marriages, this is the
norm. Note to men: Wake up! Your wife is not your default task
absorber. She has a life, too--respect that. Don't delude yourself
into thinking that barely pitching in around the house means you are
"sharing" the load.
Advice for married couples: Make a list of all tasks needed to
maintain the home, rear the kids*, and so on. Note the hours
required to perform each task. Then, hire an accountant to review
the list and provide feedback on who is doing their fair share. Why
an accountant? Very simple: This is a matter of resource allocation.
And that subject is right up an accountant's alley. If you perform
an objective, measured analysis of who is doing what, you will find
some eye-popping revelations. It's a bad idea to do this just
once--that leads to entrenched expectations and lack of cooperation.
Instead, do it twice a year with the goal of seeing if you
personally are doing your fair share rather than seeing if your
partner needs to do more. You may think this exercise is too
cold-hearted, but I don't think it's exactly loving to behave in a
way that is unfair to the other person. Get the facts out on the
* We rear children, we raise animals--so
many people are correct when saying they "raise" their kids. But I will
assume our readers actually rear their children to be civilized,
4. Finance tip
The tax code does provide some ways to get tax-free
income, without the risk of tax shelters or the complexity of "creative"
investments. If you live in a country that is so barbaric it has an
income tax (e.g., the USA), these tips apply to you. Based on the
current insanity that is our federal income tax code....|
You do not need a tax shelter to reduce your taxes, Part Five.
- The AT* does allow interest-free loans.
These can provide the borrower with cash at no tax cost to the borrower
or the lender. But, there are limits. Generally, a loan may be
interest-free and tax-free if it's for an amount of less than $10,000.
- If the loan is for more than $10,000,
the AT will determine the interest that "should be" on the loan if said
interest is too low or isn't there. The lender must then pay on the
taxable income represented by the AT's "imputed" interest (to the extend
that the borrower has investment income.
- Generally, interest-free loans are also
tax-free if they are under $10,000 or the borrower has no investment
- Do not attempt to game the system by
breaking a larger loan into smaller loans that are individually below
the $10k limit. The AT will count all the loans as one. Also, don't try
to "wash" the loans. Such washes are very easy to track backwards--once
you're caught, you could be looking at prison time.
As with all financial transactions, don't do things for the tax
motivation. Do them for the business motivation, and then avail yourself
of the tax breaks. That is your first line of defense in staying out of
Remember, the AT can void the statute of limitations on the
flimsiest of grounds, and assess you whatever interest and penalties
they feel will most painfully destroy you. Following statute or
Congressional intent is not in their game plan. In their sick, twisted minds,
they get a thrill out of inflicting massive damage on other people. Don't give them an excuse to do it to you.
Once the "Borg" locks onto you, getting rid of them is almost
In our next issue, we'll present more ways you can reduce your taxes
without shelters or other dubious means.
* American Taliban.
5. Security tip
Summer (here in the northern hemisphere) is
traditionally a time of travel. That's because kids are released from
their mandatory babysitting, brainwashing, anti-learning,
disease-spreading centers and put back in the custody of their parents.
And now with our "no child gets ahead" policy that further ties the
hands of teachers, things are more fun than ever.|
Thus, everyone needs a vacation. Some people,
addicted to stress, choose to fly to their vacation destination. Of
course, this generally makes more sense than driving if your destination
is Hawaii. Nonetheless, many people choose the torturous discomfort of
air travel over other methods.
That's not a problem, from a security
standpoint--other than the fact you're disarmed before getting in a
metal tube full of 300 strangers. Note: Your laptop is a potent weapon.
Buy a scrap of wood that size or get a martial arts plastic breakaway
board and practice with chairs set up in your living room.
The security issue in we're going to look at is
those luggage tags. Here's the drill:
- You dutifully fill out each blank, including
your name, address and phone number.
- Another person, using a cellphone camera,
photographs your tag while noting that with the kids and all that
luggage, you will be gone for a while.
- You come home, after a week of fighting with
your spouse and kids, only to find your house has been cleaned out.
Everything you owned is gone.
To avoid this kind of massive theft, don't fill
out those tags in a way that advertises where you live. Here are some
- Use the address of a friend who does not live
near your house (a thief could drive by your neighbor's address and
then notice your house looks like someone's gone).
- Use the address of your employer.
- Use your employer's phone number.
- Use your cellphone number, not the number
that's in the phone book.
And, of course, don't leave a voice mail at home
or the office announcing you will be out until such and such a date.
6. Health tip/Fitness tips
With spring arriving here in the northern hemisphere,
I've been bombarded for help with "losing weight." People have all kinds
of screwy ideas about this. Here are some comments that answer many of
these screwy ideas:|
- Don't try to "lose weight." This is a false
metric. What you want to lose is fat. This isn't mere
semantics. Until you understand this, you will have completely the
wrong mindset and your efforts will result only in frustration.
- Fats don't make you fat. In fact, you need
fat to burn fat. You need the fats you find in eggs, nuts, and
cooking oils. Eat free-range eggs (very high in Omega 3 fats, which
are quite good for you), fresh nuts (as opposed to the stale or
processed ones in the typical supermarket), and quality oils (as
opposed to the cheap hot-processed or improperly packaged or stored
ones in the typical grocery store).
- Carbs don't make you fat. In fact, you need
carbs to burn carbs. And to burn fat. There are people who live on
nothing but chips and soda--very high in carbs. Yet, they are
skinny. They aren't healthy or lean--they are just skinny and
undermuscled with unhealthy organs. The point here is you can be
thin as a rail, even if you eat mostly carbs.
- Don't waste your time counting calories. Most
people never do this right, and the whole process turns into an
excuse to overeat. It doesn't work.
- You got too fat one bite at a time. You lose
that fat the same way.
- You cannot exercise off the results of
overeating, despite the hype from gyms that sign people up to
exercise incorrectly. What you can do is not overeat in the first
- Right-size your body by right-sizing your
- Single digit body fat on six meals a day. The
key is small meals.
- You can become obese, even if all you eat is
bean sprouts. Quantity matters.
- What you eat determines how healthy you are.
How much you eat determines how fat you are. Of course, if you eat
more calorie-dense foods, you get fatter faster.
- A great body is built in the kitchen, not in
the gym. But the process begins at the grocery store.
- Are you eating at restaurants and trying to
lose fat? If so, I wonder if you drive a car with one foot on the
gas and one on the brake. Unless you are in the habit of scraping
2/3 of your meal off your plate as soon as your meal arrives,
throwing that away, and eating only what is left, you will have to
choose between eating out and eating right.
- There is no obesity virus. This is a lame
hypothesis (it's not even to theory status--look up both words in
the dictionary) designed to make an excuse for overeating.
- Yes, there is a fat gene. I have it. I'm not
fat. Genetics does not cause obesity. Overeating does.
- Regimens that involve food combinations, food
timing, and other gyrations don't--in themselves--cause you to
right-size your body (or if they do, there is nothing credible that
proves they do). The fussing over following these regimens
makes you more aware of your food, and thus more likely to reduce
One such plan, for example, says not to mix beans and rice. But this
is actually an ideal combination because it makes a completed
protein. Another plan claims your blood type determines the kind of
food you should eat--and it has a seemingly great explanation for
this. But there's no authoritative proof for this plan anywhere.
These kinds of plans work because they make you stop and think about
what you're eating--rather than just mindlessly shoveling it down as
most people do.
- A gastric bypass is a dumb idea. You did not
get fat because your body has normal plumbing. You got fat because
you ate too much. So the fix isn't to mutilate your body. The fix is
to eat less.
- You do not have to starve to eat right. But
eating right may mean being a bit hungry at times. Deal with it.
You're not going to starve, just because you're hungry. Learn the
- Do not keep a food diary. This is looking
backwards. Instead, write down what you are going to eat. Plan all
six of your meals each day. Look at what your plan says, and bring
only that to the table. No seconds, no extras. This is a proven
method for losing fat. If you want to right-size your body,
right-size your meals this way. You automatically exclude hunger
from the portion size selection equation this way.
- Don't listen to people brag about the great
results they had with Diet X. People have a way of exaggerating
their successes. Diets don't work, and we all know that. Why do so
many people persist in this form of self-delusional desperation?
- Right-sizing your meals will right-size your
body and this means you will right-size your healthcare costs. Most
of what we call "healthcare" is disease care. True healthcare
happens in the kitchen, not in the doctor's office or hospital.
The average housefly lives for one month. The average
temporary tax measure goes on forever.
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8. Thought for the Day
It's not what you wish would happen but what does happen that
truly matters. Wishing may feel good, but acting is what makes it so.
Wishing you the best,
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