Please forward this eNL to a friend!
(Some folks might really like it).
In this issue:
- Product Highlights
- Brainpower tip
- Time tip
- Finance tip
- Security tips
- Health tip/Fitness tip
- Thought for the day
1. Product Highlights
Reduce your auto insurance rates|
|Suppose someone offered
you a $100 bill in exchange for a $20 bill. The only catch is you have to
wait six months to get your money. And, this person signs a contract that
you could take to court in case of default. Does this sound like a good
deal to you?
That's essentially what happens when you take our course on
how to reduce your automobile insurance rates. In this case, though, you give us
the $19.95 and you then use the information to save potentially hundreds of
dollars a year on your automobile insurance. You'll learn more than the
insurance companies will tell you, and you'll learn what you need to do to get
them to provide your coverage at less cost than you now pay (probably--there are
those rare individuals who already have all this chiseled as low as they can
Buy the course. If you don't find any new
information, we'll give you a refund--all you have to do is write and let us
know you didn't learn anything new and say you want us to refund your purchase.
Why this offer? I'd personally feel bad if I sold you something that didn't help
2. Brainpower tip
Replace excuses with decisions. Many people are paralyzed into
semi-stupidity by not making decisions.|
|I can't do
that work, because I don't understand the basics.
||Nobody is born
knowing the basics of any subject. But, anybody literate can read books
and take classes. Decide to do it!|
way over my head.
some things are. But don't use this excuse as a reason not to think about
an important subject. If you're sick, for example, learn about your
illness in such depth that your doctors consult you for
|I'm not a computer person.
||Say to yourself, "If millions of other
people can use software, so can I. Today, I will go to
and order a book on Microsoft Word (or whatever subject)."|
never been good in math.
takes time to learn. I'm going to shorten that time and never be
intimidated again, by going to
and ordering that practical math course."|
|My parents never took the
time to explain that to me, so I don't know how to do it.
||Your parents? Using the "I
can't fix things around the house because my parents didn't show me"
excuse is tantamount to saying you are still a baby. Grow up! If you want
to learn how to do something, then decide to find a teacher, mentor, or
|We didn't do these kinds of
things when I was a kid. I just did not grow up around gadgets.
||Let's see. You are saying
that a kid who lacks your level of education and experience has an
inherently higher ability to learn how to use a consumer product than you
do. This defies logic. The kid may have more time available for learning,
but you have the learning advantages in every other way.|
|I'm not as smart as everyone else.
||Don't buy into this myth. It's natural for
people to assume others "get it" more easily than they do. But, this is
often not the case. And even if it is, so what? You really do not have to
be all that smart to learn most things. You just need to decide you
want to learn.|
So, what's it going to be? Will you
make excuses--as though you are somehow inferior--or will you make
decisions? Inside you right now is a vastly powerful tool--the power to
act. Just do it!|
3. Time Tip
|Get the 2005
February issue of Better Homes and Gardens Magazine. Turn to page 138 and
read the article Making Time For You, which has some nice quotes
from me. If you like what you read there, you may want to try our Time
Same money-back guarantee for our subscribers.
4. Finance tip
|Check to see if your
utility company has two-tier pricing. If so, run major appliances (washer,
dryer, dishwasher) at off-peak times. These times typically run all day on
weekends and holidays, and from 2200 hrs to 1000 hrs during the week.|
No luck, there? OK, here's another tip. Spread a thin
layer of silicone gel on refrigerator gaskets. Do NOT use petroleum jelly
(it causes rubber to deteriorate).
- Keeps seals moist and improves sealing.
- Reduces or eliminates mold and mildew.
5. Security tip
|Here in the northern
hemisphere, we are in a time of ice and snow. In some places (such as here
in KS), ice is covering everything. In other places, the snow is almost as
deep as the BS you get from your Congressman.|
All this snow and ice can mean potential liability! Of course, you don't
want anyone (except a visiting IRS Collections agent) to fall and get
hurt. But beware that there's a scam similar to the whiplash scam used
with cars. People go door to door and then pretend to fall on your steps
and incur injury. They try to get you to settle out of court.
Most folks think the defense to this is to keep
steps and walkways clear. Wrong. Suppose you clear off some cement, and
then condensation refreezes on it--this makes a slick surface similar to
black ice. Someone visits, slips, and whammo--you lose your home. Not to
mention the fact someone might suffer a debilitating injury (even brain
damage, which would limit this person's career possibilities to such jobs
as being a Congressman or working in IRS Collections).
You essentially have three choices on defense:
- Do zero snow and ice removal. By such inaction,
you are letting others know the walkway is not maintained. Risk: A court
may hold that you had a duty to maintain.
- Do snow removal, then roughen the ice. Chopping
slats into the ice makes it far less of a slipping hazard. This is often
- Do snow and ice removal, adding a de-icer or
traction medium. You remove the slipping hazard, and then prevent one
from recurring. This is usually your best of all possible options.
Most people think de-icers are all sodium chloride.
This isn't true. Calcium chloride and other mixes are available. They have
minimal deleterious effect on plant life. Just use them with reasonable
Don't think just in terms of sand. Wood shavings,
sawdust, and bird seed all work. One advantage of bird seed is automatic
cleanup--the birds eat it. The action of bird beaks and claws on the
surface also helps reduce slipping. Bird droppings also assist in melting
the ice--but, you should have a "no shoes worn in the home" policy if you
use bird seed.
6. Health tip/Fitness tips
You've seen those former sports stars with knee
braces or noticeable limps, right? Perhaps you are one. Of all the
joints, the knee is the most likely to suffer injury. This means many
people undergo gruesome knee replacement surgery. That's the bad news
side of things.
What's the good news? Well, if your knees are
still in reasonably good shape you can keep them functional and
pain-free for the rest of your life.
Obesity is the number one risk factor for knee
pain and injury, because every step you take exerts a force roughly
twice your body weight on the knee joint.
- Men should have body fat in the single
digits--if you can't see your "washboard," you are too fat. This is
not age-related--it's "how much you eat" related. Anyone who tells you
different is making excuses (see the brainpower article above).
- Women should have flat tummies and some muscle
definition in their limbs--if that's not the case, you are too fat.
- To get rid of excess fat, eat less--it's that
simple. One way to do this is to put less food on your plate. You
simply cannot get away from the physics of 3500 calories per pound.
Note that low-carb and low-fat foods are not the answer. See
www.supplecity.com for free
advice and authoritative articles.
Let's look at the other risk factors:
- Osteoarthritis. Inactivity is one cause
of this. You must get regular exercise--and that doesn't mean a
10 minute walk after supper.
- Poor posture. More than 999 out of 1,000
Americans have bad posture. Good posture provides the needed shock
absorption and other benefits. Learn about posture and decide to fix
- Pounding activities. Jumping,
high-impact aerobics, and jogging are examples. None of these are
necessary for cardiovascular health. Do them in moderation, or not at
- Twisting activities. Torsion on the knee
joint can tear it. Sports where you pivot--martial arts, dancing,
climbing, soccer, basketball--can put undue strain on the knee joint.
So, be alert when engaged in these activities. When you are getting
fatigued, call it a day.
- Shoes. Never wear the same pair of shoes
two days in a row. Buy shoes that offer support and cushioning.
Remember that cheap shoes are among the most expensive purchases you
can make. Discard athletic shoes well before the soles wear out. If
you wash athletic shoes (in a moment of insanity), throw them
away--the cushioning is ruined.
Strengthening the body
You can strengthen your knees significantly. This
is well-worth the effort, especially when you consider the alternative.
It begins with strengthening the body. Here's how.
Exercise daily. The idea of being fit on
three workouts a week is a myth. Take a look around any public gym. How
many "Adonis types" do you see there every Monday, Wednesday, and
Friday? Yep, now you understand. The reason for this myth is it allows
gyms to sell more memberships without overloading the facilities. You
don't need a gym to exercise. If you go to the gym, fine. But also
exercise on days when you don't go. Pick a different muscle group for
Example: Monday: calves, Tuesday: back and
biceps, Wednesday: chest and triceps, Thursday: abs and butt, Friday:
neck and shoulders, Saturday: begin the cycle again. Notice that you
aren't working a given muscle group on the same day of each week. Each
workout should take you about 20 minutes. Also, notice that "legs" is
missing from this routine. We'll get to that.
This is muscle training. Don't forget to engage in
other activities. These include biking, hiking, climbing, chasing kids
and dogs around the yard, gardening, yoga, swimming, and various team
sports--whatever you enjoy.
Strengthening the knees
Many people advise doing leg extensions to
strengthen the knee. This exercise produces little in the way of
results. A much more effective approach is to do squats. If you do
squats correctly, you should do them twice a month--no more. Doing them
"every other day" as some "experts" recommend is absurd. If you can walk
the next day, you did them wrong. Well, OK, I exaggerate--but only
slightly. A good squats workout is something you feel for several days.
- Squats boost your testosterone more than any
other exercise does. This means more calcium stored in your bones and
less fat stored in your body. Women do not have to worry about getting
too much testosterone from squats--your bodies will regulate it down.
The only people who should not do squats are men with prostate cancer
or people who are on limited activity regimens per a doctor's
instructions. Also, don't do them if you are especially tired--they
- Front squats work the core. If you want
beautiful abs, this exercise will get you there (provided you aren't
- Squats induce fat-burning for up to 96 hours.
- Properly done, squats get blood flow to your
joints and connective tissues. This means your joints get the
nutrients they need and they get rid of joint-damaging waste.
- If you have weights or access to weights.
Hire a certified trainer to meet you at a gym or other workout
location and show you how to do front squats. Explain that you want to
learn how to do this one exercise correctly. The cost is minimal, and
well-worth the investment. Incorrect squats will wreck your knees,
while correct squats are the best possible exercise for them. Do not
do back squats--these are hard on your back. If someone tells you
otherwise, ask that person when she or he won a Mr. Olympia title.
Frank Zane did, and he says do not do back squats because they
will ruin your back.
- If you don't have weights. Do "sissy
squats." Don't let the name fool you. These are very, very
challenging. Find a trainer who can show you the correct way to do
- If you come to Kansas City for any reason,
contact me. I'd be happy to spend time with any of our readers--and
that includes showing you how to do these exercises.
7. Thought for the Day
What matters is not the excuse you
make for where you are. What matters is the action you take to get to
where you want to be.
Wishing you the best,
The views expressed in this e-newsletter are generally not shared by criminals, zombies, or brainwashed individuals.
Except where noted, this e-newsletter is entirely the work of Mark Lamendola. Anything presented as fact can be independently verified. Often, sources are given; but where not given, they are readily available to anyone who makes the effort.
Mark provides information from either research or his own areas of established expertise. Sometimes, what appears to be a personal opinion is the only possibility when applying sound logic--reason it out before judging! (That said, some personal opinions do appear on occasion).
The purpose of this publication is to inform and empower its readers (and save you money!).
Personal note from Mark: I value each and every one of you, and I hope that shows in the diligent effort I put into writing this e-newsletter. Thank you for being a faithful reader.
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