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Mindconnection eNL, 2003-07-07

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In this issue:

  1. Brainpower tip
  2. Time tip
  3. Finance tip
  4. Security tips
  5. Health tip/Fitness tips
  6. Thought for the day

 

1. Brainpower tip

Many people are willingly led down the path of stupidity, because they don't look past the surface. Don't let this happen to you!

Here's an example. In the 2000 election campaign, Hillary Clinton endorsed Al Gore. She said Gore was going to create jobs, while Gore said he was going to bring higher taxes and more stringent EPA regulations (which would simply make more employers take their jobs outside our borders). She said Gore was going to make America safer, while he said he was going to disarm law-abiding citizens (which simply gives criminals the advantage--thus the high murder rates in disarmed places like Japan, Chicago, Los Angeles, and four jetliners on September 11 while the 33 states with "right to carry" laws have all seen a precipitous drop in violent crime).

You can see the problem, here. The goal and the means contradict each other. This is one of the reasons con artists succeed. "I am going to make you rich" should beg such questions as, "Why do you need me?"

Always look past the surface to the how and why. Making this your Standard Operating Practice will serve you well.

 

2. Time tip

You can save time by ruthlessly stocking your shopping cart at the grocery store. By eliminating all products with highly refined grains, you will save enormous amounts of time visiting doctors and taking medications. Plus, you will have more energy and clearer thought processes for engaging in meaningful activities.

Make a list before you go to the store. Note what's on your list--any sauces, mixes, packaged foods, instant anything, reduced fat anything, soups, dressings? These are probably all loaded with sugar, corn starch, hydrogenated oil, and other toxic wastes that merely slow you down and/or sicken you.

 

3. Finance tip

Make a list of durable goods and non-grocery items you would like to buy. This includes such things as sheets, blankets, small appliances, major appliances, clothes, consumer electronics, personal grooming supplies, and paper towels. Rather than wait until you need these items, look for them to go on sale. Sales are quite common these days, as retailers struggle to survive. Then, buy a year's supply of whatever is on sale. Now, you may be thinking that's a hit to your cash flow. But, if it's a 20% discount where else will you make 20% per year? Note: If you buy a six-month supply, you are making only 10% per year on that purchase with a 20% discount. 

 

4. Security tip

This came to me, via e-mail. Saved me from writing one!

Subject: An Attorney's Advice

Maybe we should all take some of his advice! A corporate attorney sent the following out to the employees in his company:

*The next time you order checks have only your initials (instead of first name) and last name put on them. If someone takes your check book, he will not know if you sign your checks with just your initials or your first name but your bank will know how you sign your checks.

* When you are writing checks to pay on your credit card accounts, DO NOT put the complete account number on the "For" line. Instead, just put the last four numbers. The credit card company knows the rest of the number and anyone who might be handling your check as it passes through all the check processing channels won't have access to it.

* Put your work phone # on your checks instead of your home phone. If you have a PO Box use that instead of your home. Never have your SS# printed on your checks (DUH!) you can add it if it is necessary. But if you have it printed, anyone can get it.

* Place the contents of your wallet on a photocopy machine, do both sides of each license, credit card, etc. You will know what you had in your wallet and all of the account numbers and phone numbers to call and cancel.

* Keep the photocopy in a safe place. I also carry a photocopy of my passport when I travel either here or abroad.

* We've all heard horror stories about fraud that's committed on us in stealing a name, address, Social Security number, credit cards, etc.

Unfortunately I, an attorney, have firsthand knowledge because my wallet was stolen last month. Within a week, the thieve(s) ordered an expensive monthly cell phone package, applied for a VISA credit card, had a credit line approved to buy a Gateway computer, received a PIN number from DMV to change my driving record information online, and more.

But here's some critical information to limit the damage in case this happens to you or someone you know: We have been told we should cancel our credit cards immediately. But the key is having the toll free numbers and your card numbers handy so you know whom to call. Keep those where you can find them easily.

* File a police report immediately in the jurisdiction where it was stolen, this proves to credit providers you were diligent, and is a first step toward an investigation (if there ever is one).

But here's what is perhaps most important: (I never even thought to do this). Call the three national credit reporting organizations immediately to place a fraud alert on your name and Social Security number. I had never heard of doing that until advised by a bank that called to tell me an application for credit was made over the Internet in my name.

The alert means any company that checks your credit knows your information was stolen and they have to contact you by phone to authorize new credit. By the time I was advised to do this, almost two weeks after the theft, all the damage had been done.

There are records of all the credit checks initiated by the thieves' purchases, none of which I knew about before placing the alert. Since then, no additional damage has been done, and the thieves threw my wallet away this weekend (someone turned it in). It seems to have stopped them in their
tracks.

The numbers are:
Equifax: 1-800-525-6285
Experian (formerly TRW): 1-888-397-3742
Trans Union: 1-800-680-7289
Social Security Administration (fraud line): 1-800-269-0271



5. Health tip/Fitness tips

Is your fitness routine stuck? Here are some ways to unstick it:

  • If you are using weight machines, stop. Those do not simulate the kind of work that stimulates muscle growth and conditioning beyond a baseline minimum. They do lead to injury, especially of the connective tissue. It's OK to mix them into your program, but only as a minor part.

  • Go to K-Mart (they need your business). Buy a 40-lb bag of dirt (or if you aren't very strong, buy a smaller bag). Use this bag the rest of this summer to get some real gains. Simply lift it up off the ground. Carry it up a hill, up some steps, or some challenging distance. Set it down. Rest for one minute. Repeat this process for the next 30 minutes or until you feel like you shouldn't do any more. Do this twice a week, if you are doing no other exercise and once a week if you are. This exercise will do more for you than the typical 3X/Wk gym-rat routines with machines. You will burn more fat on this routine than if you ran a treadmill every day for an hour.

  • Do ladders. This is a training schedule item, not an equipment description. It works great with pushups and pull-ups, and you can also try it with that bag of dirt. It works like this. Do as many repetitions as you can. Rest for a minute. Then, do those repetitions again, minus 10%. So, it would look like this:
    Pushups: 50, 45, 40, 35, 30, 25, 20, 15, 10, 5.
    Pullups: 10, 9, 8, 7, 6, 5, 4, 3, 2, 1.
    After you get to zero, start back up the "ladder." Again:
    Pushups: 5, 10, 15, 20, 25, 30.....
    Pullups: 1, 2, 3, 4, 5, 6....
    Do not do this with sit-ups. The sit-up exercise is a dangerous and useless exercise that people do for reasons I can't fathom.

  • Take up a new sport, or just try it out. For example, take a climbing class at a climbing gym. There are no unfit climbers.

  • Try something invigorating to boost your sense of physical being. My sister recently went skydiving--this does make you very aware of physical being! The point here is to break out of your mental rut so you break out of your physical training rut.

Feed your body with VitaPro. I use this myself, and I am very picky about what I put into my body.

 

***Update***

 This VitaPro reference was valid at the time, but now years after this eNL was produced an even better product is Optimum Nutrition's Complete Protein MRP.

http://www.mindconnection.com/product/NTR-OPT-MRP-CPD4-2VAN.html

 



6. Thought for the Day

Every moment you are alive is an opportunity.

 

Wishing you the best,

Mark Lamendola
Mindconnection

Authorship

The views expressed in this e-newsletter are generally not shared by criminals, zombies, or brainwashed individuals.

Except where noted, this e-newsletter is entirely the work of Mark Lamendola. Anything presented as fact can be independently verified. Often, sources are given; but where not given, they are readily available to anyone who makes the effort.

Mark provides information from either research or his own areas of established expertise. Sometimes, what appears to be a personal opinion is the only possibility when applying sound logic--reason it out before judging! (That said, some personal opinions do appear on occasion).

The purpose of this publication is to inform and empower its readers (and save you money!).

Personal note from Mark: I value each and every one of you, and I hope that shows in the diligent effort I put into writing this e-newsletter. Thank you for being a faithful reader.

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