"The Miser" or "The Cheapskate"

Learning to moderate miserliness and improve cooperation from others in the process

Let's begin by reviewing the actual "Scenario" that drew you to this course. It's a description of what we'll call your "self-defeating pattern." Despite many attempts to temper your style of interacting with others, and even though people have told you that you're being too cheap, you persist in the behavior. As wild as that seems, the idea that people will keep repeating something they know is working against them is not unusual. In fact, everyone does it or has done it. Here's another look at the problem:

You are very clear about what you need and don't need, and you know the value of frugality. Your plans are well-tested and have proven successful many times before. It doesn’t make sense for you to waist money just because others do. Some people describe you as "very thrifty." You enjoy saving a buck, and will go to great lengths to do so. You usually don’t mean anything by your tone or manner.

It's not personal as far as you're concerned. You are interested in ensuring your financial future, and you design your efforts to avoid "death by 1,000 cuts," waste, needless spending, mishaps, and catastrophes. Too often, however, others get the wrong idea about you. They sometimes see you as cheap, stingy, inconsiderate, and overly concerned about material things. They think you may have a tendency to value things over people and money over life itself. Some have grown irritated and don't share their ideas with you as readily, or include you on lunches, gift exchanges, and other functions that require spending. Others have become more aggressive and pushy with you, and just don't treat you with much respect or courtesy. The result is the team isn't functioning the way you meant for it to. Your efforts are actually backfiring. You feel like a leper.

It's enough to make you squirm a bit, but that's only because it rings true. The good news is you're about to learn how to make some serious changes in that pattern and to make those changes last.

This self-improvement process is exactly the same process you would go through in professional treatment, but you do it yourself (or with a friend) at a much lower cost. The  course consists of a guidance document you read as you work through the underlying issues of your problem.

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